To make a claim on your income protection insurance, you need to provide proof of your illness, injury or disability and evidence that you are unable to work. This may include medical certificates, statements from your employer, and financial documents such as tax returns.
Accident protection insurance typically covers a range of accidental injuries, including fractures, burns, dislocations, concussions, and lacerations. The coverage and benefits vary depending on the specific policy and insurer.
Anyone can benefit from accident protection, but it may be particularly important for individuals in high-risk occupations, athletes, or those who engage in high-risk activities.
Yes, accident protection can be purchased as a standalone policy or as a rider on an existing insurance policy, such as health insurance or life insurance.
The cost of accident protection varies depending on the policy, coverage amount, and other factors. Generally, accident protection is relatively inexpensive compared to other types of insurance.
